Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

1 January 2017

A child struggles since the early years to survive in the society.

It’s okay to worry about your baby’s admission when it’s time for the admission. Well, it is also acceptable to be concerned about their school admission when they are going to be admitted in a year. However, my question to all dear mommies is that isn’t it too much to whine about your baby’s admission when they are not even born yet?  One of my relatives started visiting the ‘great’ Karachi Grammar School-KGS, right after the affirmation of her pregnancy. They say it’s tough to get your hands even on the admission form during the admission season. We all must have witnessed the rat fight of the parents for their child’s admission in the most elitist predetermined social norms of the city. Why do parents even send toddlers to tuition centers to prepare for admission tests? Perhaps just to bring out the best product for the future society?

Ralph Emerson admired the child’s view of the world when he marked a point in one of his famous essay, “Their mind being whole, their eye is as yet unconquered”. A child conforms to no norms. Like children, one should have no prejudices and should not be caring about the status quo, and must not let the fixed social norms conquer them. This is how it should remain till the very end. Sadly, as the child grows up, it turns out to be a roller-coaster ride from an unconquered infancy to the obtuse conformity. Molding your child the way you yearn for will do no good to your child. Why is it necessary for your child to get admitted in KGS, or CAS, or Beaconhouse School System, or FPS to become a good student? How your child’s imagination and potential is measured merely by some institute?

What if the parents are successful in the quest for the admission in the top-notch school? Is their job done by then? Parents are ready to fritter away handsome money to get the admission, and this will then lead to lavish feasts and parties to celebrate the admission but what after that? I have been teaching to the kindergartners since last four years in one of the renowned school of Pakistan. I have observed what parents are expecting from the school is that they have done their job in getting their child admitted in the school now it is solely teacher’s responsibility to work with the child. I believe each child is unique, sadly, the parents don’t see it that way. All of them want their child to excel in all the aspects that too in the early years. I wonder if they suppose they have reproduced some machine to feed everything in one go.

 One of my former student’s mother, who was a doctor, wanted her 4-year-old son to converse in English fluently. As a matter of fact, English was his third language and Urdu was second and they were using some local language as the medium of language at home. My counseling did not turn out be successful when I informed about the situation that her child is unable to speak English. However, by the end of the year I informed her about the achievement of the little boy that he was able to comprehend the instructions given in English, she did not seem quite happy about it and utter a blunt remark, ‘We are paying so much, and our children should speak smoothly in English’.

My generous advice to all the parents why lose sleep for your child’s writing, reading, speaking, and artistic skills during the time when they need to be taught a lot of other significant lessons about life? It is essential for them to learn to greet everyone nicely than to stand out in conversational skill. It is important for them to know that they should not pluck flowers, they should share things, they should not lie, and other things which will help them to become a good human. And this could not be done only if your child is sitting in a well-equipped classroom of a well-known school. To facilitate them in becoming a responsible citizen and a good human, you need to set yourself as an example for them and not only rely on the school. Imagination is important than knowledge. Help your child promote and ensure their imagination. Scoring good grades and securing a well-paid job will eventually come later in their lives.

21 September 2016

How to save a 100k before you turn 25??

Turning 25 for many a folk is an intimidating destination. Who isn’t familiar with the dreaded quarter life crisis; where people more often than not are stuck in the middle of a plethora of directions to choose from yet find themselves directionless? While many put themselves on the path of achieving certain self-determined milestones before this age, others run after the pre-set ones being followed by the crowd. So in such a dilemma where turning 25 is already a mentally exhausting (when unable to achieve the milestones) disposition, how can someone embark on a journey of saving a 100k before hitting the dreaded 25 mark? When most of us start working well after the age of 20 with nominal amount of pays, this seems a daunting task; but if carried out in a well structured and smartly planned manner; not only can you do it before 25, but can reap the benefits of this practice of saving well into the ripe age.
So here are a few steps that can catalyze your intention of saving a 100k before your silver jubilee
Ø DO A DETAILED AUDIT OF YOUR EXPENSES
Before actually starting to save the money you are earning, it’s crucial to know where you are spending it and how much spending is going into each compartment of expenses. Traversing things from your mind to front of your eyes helps a great deal in chalking out ways where expenses can be efficiently cut down without making any magnanimous compromises on your quality of life.
Ø SET SMALL TARGETS OF SAVING
Such huge amounts of saving can often have an intimidating outcome; consequently putting your entire saving plan at risk. To avoid this, rather than setting one bigger target of a whole 1ook, set smaller and easily surmounted ones in smaller time intervals, so that the bigger task is separated into 3-4 lesser imposing steps thus improving your chances at success exponentially.
Ø DO NOT GET OVERWHELMED
Now this is one hard pill to digest for many. Young age and money in hand are two things that are hardly ever consistent with each other. You have an enormous amount of will to spend on articles of your interest and the constant onslaught of advertisements left, right and center makes it all the more tough. This can be defeated by setting your mind to things you are saving the money for; be it travelling, be it purchasing a collection of antiques, be it paying off loans for your parents. Never let your mind loose the grip on the ultimate target you are setting aside money for. This will help dull the magnetism of every other expense your mind might be intending that puts your saving plan in jeopardy.


And there you are. These aforementioned steps can prove instrumental in your capturing the target and as they say, things aren’t even remotely as difficult as we imagine them to be in our minds.